TERMS OF SERVICE

Last Updated: December 9, 2025

1. ACCEPTANCE OF TERMS

Welcome to Vereo Partners, LLC ("Vereo Partners," "we," "us," or "our"). These Terms of Service ("Terms") govern your access to and use of our website located at vereopartners.com (the "Site"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the Site.

2. DESCRIPTION OF SERVICE

Vereo Partners is a benefits consulting and brokerage firm serving mid-sized employers. The Site provides informational content about our services, industry insights, and resources related to employee benefits, insurance, and related consulting services. The Site is for informational purposes only and does not constitute the provision of professional services or advice.

3. NO PROFESSIONAL RELATIONSHIP

The information provided on this Site does not create a professional services relationship between you and Vereo Partners. Viewing or accessing content on this Site does not make you a client of Vereo Partners. A professional relationship is established only through a formal written engagement agreement executed by both parties.

4. INFORMATIONAL PURPOSES ONLY

All content on this Site, including but not limited to articles, blog posts, guides, videos, infographics, and other materials, is provided for general informational purposes only. This content:

• Is not intended to constitute professional advice or recommendations specific to your situation
• Should not be relied upon as a substitute for consultation with qualified professionals
• May not reflect the most current legal, regulatory, or industry developments
• Is subject to change without notice

You should consult with qualified benefits consultants, insurance professionals, legal counsel, tax advisors, or other appropriate professionals regarding your specific circumstances before making any decisions based on information found on this Site.

5. NO WARRANTIES OR GUARANTEES

VEREO PARTNERS MAKES NO WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE ACCURACY, COMPLETENESS, RELIABILITY, OR TIMELINESS OF ANY INFORMATION ON THIS SITE. THE SITE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

We do not warrant that:

• The Site will be available at all times or without interruption
• The Site will be error-free or that defects will be corrected
• The Site is free from viruses or other harmful components
• The results obtained from use of the Site will be accurate or reliable

6. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY LAW, VEREO PARTNERS, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SITE, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Some jurisdictions do not allow the exclusion or limitation of certain damages, so the above limitation may not apply to you in full.

7. INTELLECTUAL PROPERTY RIGHTS

All content on this Site, including but not limited to text, graphics, logos, images, audio clips, video clips, data compilations, software, and the compilation thereof (collectively, "Content"), is the property of Vereo Partners or its content suppliers and is protected by United States and international copyright, trademark, and other intellectual property laws.

You may:

• View and print Content for your personal, non-commercial use
• Share links to pages on our Site

You may not:

• Reproduce, distribute, modify, create derivative works from, publicly display, or publicly perform any Content without our prior written consent
• Use any Content for commercial purposes without our prior written consent
• Remove any copyright, trademark, or other proprietary notices from Content
• Use automated systems or software to extract data from the Site ("scraping")

8. THIRD-PARTY LINKS

The Site may contain links to third-party websites or resources. These links are provided for your convenience only. Vereo Partners does not control, endorse, or assume responsibility for any third-party sites or their content. Your use of third-party websites is at your own risk and subject to the terms and conditions of those websites.

9. USER CONDUCT

You agree to use the Site only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Site in any way that violates any applicable federal, state, local, or international law or regulation
• Transmit or attempt to transmit any viruses, malware, or other harmful code
• Attempt to gain unauthorized access to any portion of the Site or any systems or networks connected to the Site
• Interfere with or disrupt the Site or servers or networks connected to the Site
• Impersonate or attempt to impersonate Vereo Partners, a Vereo Partners employee, another user, or any other person or entity
• Use any robot, spider, or other automatic device or manual process to monitor or copy the Site without our prior written permission

10. COMPLIANCE WITH LAWS AND REGULATIONS

Content on this Site may discuss laws, regulations, and compliance requirements related to employee benefits, insurance, and related matters. Such content is general in nature and may not reflect the most current legal or regulatory developments. Laws and regulations vary by jurisdiction and change frequently. You are responsible for ensuring compliance with all applicable laws and regulations in your jurisdiction.

11. CONFIDENTIAL INFORMATION

Do not submit any confidential, proprietary, or sensitive information through the Site unless specifically requested by Vereo Partners through a secure channel established for that purpose. Any information you submit through general contact forms or email may not be secure and may not be treated as confidential.

12. MODIFICATIONS TO TERMS

We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting the revised Terms on the Site, with the "Last Updated" date revised accordingly. Your continued use of the Site following the posting of changes constitutes your acceptance of such changes. We encourage you to review these Terms periodically.

13. MODIFICATIONS TO THE SITE

We reserve the right to modify, suspend, or discontinue the Site or any portion thereof at any time without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of the Site.

14. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless Vereo Partners, its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from:

• Your use of the Site
• Your violation of these Terms
• Your violation of any rights of another party
• Any information you submit through the Site

15. GOVERNING LAW AND JURISDICTION

These Terms and your use of the Site shall be governed by and construed in accordance with the laws of the State of Washington, without regard to its conflict of law provisions. You agree to submit to the personal and exclusive jurisdiction of the courts located in Washington State for the resolution of any disputes arising out of or related to these Terms or your use of the Site.

16. SEVERABILITY

If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, such provision shall be severed from the remainder of these Terms, which will otherwise remain in full force and effect.

17. WAIVER

No waiver of any provision of these Terms shall be deemed a further or continuing waiver of such provision or any other provision, and our failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.

18. ENTIRE AGREEMENT

These Terms constitute the entire agreement between you and Vereo Partners regarding your use of the Site and supersede all prior or contemporaneous communications and proposals, whether oral or written, between you and Vereo Partners.

19. CONTACT INFORMATION

If you have any questions about these Terms, please contact us at:

Vereo Partners, LLC
2940 Fairview Ave E, Suite 210, Seattle, WA 98115
info@vereopartners.com
206-769-8038

20. ACKNOWLEDGMENT

BY USING THIS SITE, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF SERVICE, UNDERSTAND THEM, AND AGREE TO BE BOUND BY THEM.